Finance & Banking

Finance & Banking

Industry Overview — Finance & Banking

We partner with banks, fintechs, NBFCs, and payment providers to build secure, compliant, and scalable financial platforms. From customer onboarding and KYC/AML to real-time payments, lending, risk analytics, and regulatory reporting—our solutions reduce time-to-market, improve reliability, and keep you audit-ready.

  • 7+Years in FinTech Delivery
  • 70+Platforms & Integrations
  • 99.95%Typical Uptime Targets

Common Challenges

  • Complex KYC/AML and changing regulatory requirements
  • Legacy cores & fragmented channels (web, mobile, branch)
  • Real-time payments & reconciliation at scale
  • Fraud, authorization risk, and data privacy
  • Costly operations and slow product launches

How We Help

  • Composable, API-first architecture with strong RBAC
  • Secure onboarding, eKYC, AML rules & case management
  • Event-driven processing, streaming, and reconciliation
  • Observability, alerts, and automated compliance reports
  • Cloud cost control, resilience, and blue/green releases

What We Build

  • Digital banking & mobile wallets
  • Loan origination & servicing portals
  • Payment gateways & payouts (UPI/IMPS/NEFT/RTGS)
  • KYC/AML, fraud detection, and risk dashboards
  • Core integrations, ledgering, and regulatory reporting

Our Process

  1. 1
    DiscoverUse-cases, controls, SLAs
  2. 2
    DesignDomain model, APIs, security
  3. 3
    BuildSprints, CI/CD, QA
  4. 4
    LaunchCutover, runbooks
  5. 5
    ScaleObservability, A/B, support

Tech Stack

Java.NETNode.js Spring BootKafkaPostgreSQL RedisMongoDBOracle AWSAzureGCP Java.NETNode.js Spring BootKafkaPostgreSQL RedisMongoDBOracle AWSAzureGCP
OAuth2/OpenIDKMS/HSMPCI-DSS ISO 27001KYC/AMLPlaid RazorpayStripeUPI/IMPS Temenos APIsMambuELK OAuth2/OpenIDKMS/HSMPCI-DSS ISO 27001KYC/AMLPlaid RazorpayStripeUPI/IMPS Temenos APIsMambuELK
“Bitlynus delivered a secure, compliant payments platform with real-time reconciliation. We reduced settlement time and passed audits with confidence.”

— VP Engineering, NeoBank

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